Finance Information

We offer quick & easy, competitive vehicle financing through Instant Finance, (our parent company), and we work hard to make your vehicle buying experience as hassle free as possible. Instant Finance can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

Instant Finance are committed to responsible lending, and whatever your current situation, will work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is a priority. No matter whether you’re self-employed or working nine to five, Instant Finance understand your circumstances and are there to help.

Instant Finance can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated and fees related to the loan
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. Instant Finance can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected

Interest rates

Instant Finance provides loans at an annual interest rate from 19.95% to 29.95% per annum.
The rate that applies to your loan will be based on a range of factors including your circumstances, credit history with us or others, the security you can provide and the loan amount.

Once set, the interest rate is fixed for the term of your loan.

Default interest rate

If you get behind in your loan repayments, then Instant Finance may charge a default interest rate on any overdue loan payments, while they are unpaid.

Loan terms

Loan terms are normally up to a maximum term of four years.

Loan fees

Instant Finance has various fees attributed to your loan which are added to your loan repayments.

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